FAQ

Guaranty Title Company - Title Company in Grimes County and Navasota, Texas

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February 08, 2012

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FAQ

We have put together a list of questions that are often asked and provided brief answers to these questions. To view the answers click on the questions below!

FAQs

Q1.Why do I need title insurance?

Q2. How much does title insurance cost?

Q3. Can a defective title be cured?

Q4. Will I need a Survey?

Q5. What is title insurance?

Q6. When can we close?

Q7. Who pays for the Title Policy?

Q8. What is an Earnest Money Contract?

Q9. How long does title insurance coverage last?

Q10. What is a title defect or encumbrance?

Q11. Can I decline having title insurance?

Q12. Why are two policies needed? Isn't this a duplication of coverage?

Q13. Where can I get title insurance?

Q14. Can a Mortgagee's Policy be purchased without an Owner's Policy?

Q15. What protection does title insurance provide against defects?

Q16. Are title insurance premiums "negotiable?"

Q17. Why is transferring the title to real estate different from transferring the title to other items, such as a car.

Q18. How does title insurance protect my heirs?

Q19. How does title insurance differ from other types of insurance?

Q20. Is title insurance as important as homeowners’ insurance?